Archive for the 'buying first home' Category

July 27th, 2010 - 2 Comments

Buying our first home in Los Angeles Help?

My wife and I are thinking of buying our first home and starting a family this year. She has bad credit from college that we are starting to take care of, 580 now. My score is about 700 now after buying two new cars to build credit. Together we make about $160,000. Because her credit [...]

July 23rd, 2010 - 3 Comments

Necesities in buying first home?

My bf and i have been saving and are creating good credit but we wanna know, what exactly we need to start talking to someone about buying our first home>?
We live in Cali but hope to move to TExas
First thing - I never recommend unmarried couples buy a home. If you ever unfortunately divorce, [...]

July 19th, 2010 - 4 Comments

buying a home for the first time?

My husband and I are wanting to buy our first home. We do not have perfect credit but I don’t believe it is terrible. I have read about the Fannie Mae and USDA Rural Development programs for Missouri. Has anyone used these as resources and exactly what do they do? This is the first time [...]

July 15th, 2010 - 8 Comments

Need advise on buying my first home?

My girl and I are looking to buy a home, we both are 22 years old and have excellent credit and are looking for a house 200,000 and under. I heard there are grants out there that will help you out with the down payment, anyone know of any grants that are good, plus [...]

July 10th, 2010 - 8 Comments

Buying first home…where to start?

We are buying our first home and dont even know where to start. Where to look for loan? how to find a real estate agent ect… Is our bank the best place to start? Any help you can give me would be great.
fyi- we do already have money for downpayment. $20,000
First make sure to check [...]

July 6th, 2010 - 2 Comments

Can anyone tell me what i can expect back in my taxes after buying my first home this year?

I bought my first home this may and was just wondering if someone could give me a rough estimate on how much i could be looking at getting back on my taxes…I bought the house for $115K but with my down payment my mortgage is for $90K. What about closing costs?
The tax write off [...]

July 2nd, 2010 - 16 Comments

buying first home, lease to own is it a good idea?

my husband and I want to buy our first home, we have been living abroad and will be returning to the US… we have no rental history, and my husbands credit rating is poor. Would lease to own be our best option as we desperately want to own a home and get his credit fixed. [...]

June 27th, 2010 - 11 Comments

Tips for buying first home any advice?

We are looking into buying our first home. We are working with a mortgage company. Should we apply for more than one? How do we know we are getting the best rates? Should we go ahead and buy without a down payment? We just finished college and are looking ot moving [...]

June 22nd, 2010 - 9 Comments

We are buying our first home, is it better to to talk to banks to be pre approved or let the real estate agent?

We are buying our first home should we talk to banks ourselves to be pre - approved or go through our real estate agent and let him work out the details with the banks?
Always talk to the bank on your own before talking to a real estate agent. Your agent is more interested in [...]

June 18th, 2010 - 8 Comments

buying first home?

I am buying my first home and I am completely scared. I want to get my daughter and I out of the apartment but I am having cold feet. We got inspection report today and roof is really old as is the water heater ,ac/heat. I don’t have money saved to repair these items anytime [...]